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What's covered?




Liabilities to third parties

£20,000,000 limit for third party property damage.

Use of your car in European Union

Maximum 180 days in any one period of insurance.

Driving a car that does not belong to you

Cover only applies for the policyholder and if shown on the certificate of motor insurance. Cover is Third Party only.

Accidental or malicious damage to your own car

Market value. Subject to excesses. Additional excesses for young or inexperienced drivers. 

Damage to your own car by fire or theft

Market value. Subject to excesses.

Audio, navigation, entertainment and telephone equipment

Cover only applies to equipment permanently fitted to the car.

Personal belongings

Up to £300.

Damaged windows or windscreen

£50 replacement excess. Cover is limited to £250 after the deduction of the excess if the approved glassline is not used. If your windscreen can be repaired, your excess will be waived.

Personal accident and road rage

Policyholder, spouse and civil partner: death £5,000; loss of sight or limb £5,000.

Medical expenses

Up to £500 for each person.

Replacement locks

£100 excess. Up to £500.

Trailer cover

Up to £350 if single axle and attached.

Medical emergencies

Within 24 hours of emergency occuring.


  • Broadway House, Bourne End, Hemel Hempstead, Hertfordshire HP1 2RU


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